PENSION INFORMATION

- Pension System in Kerala -

The Pension Wing of Finance Department deals with the formation of policies and framing of Rules in connection with Pension in the State of Kerala. The Pensioners' Welfare Cell, a part of the pension wing is looking after the welfare of all kinds of pensioners and involved in the timely redressal of the grievances of Pensioners /Pensioners Organisations.

In Kerala, an employee who has to retire can submit the application for pension and other related benefits 18 months prior to his retirement. On receiving such application, the Head of the Department after verification and approval will forward it to the concerned Pension Sanctioning Authority. Pension Sanctioning Authority will in turn sanction the pension and other benefits and forward the sanction order to the Accountant General for authorization. The Accountant General will issue Pension Payment Order based on which the Department of Treasuries will start disbursing the pension and other benefits. Pension revisions are made by the Pension Disbursing Authorities; Treasuries/Banks on guidelines issued by the Government based on the recommendations of the Pay/Pension Revision Commission.

Pension includes Monthly Pension, Gratuity, and Death-cum-Retirement Gratuity.

Future good conduct is an implied condition for every grant of a pension.

No Pension or Gratuity or DCR Gratuity will be paid in the case of resignation, dismissal or removal from service.

The present Pension Rules were introduced with effect from 14/11/1966.

Compensation Pension [Rule 33]

When a permanent post is abolished, the person selected to be discharged will be given two options; either to accept another employment in Government service or to leave the service accepting pension benefits based on qualifying service so far earned by the individual. The pension granted as opted by the person, is called compensation pension.

Invalid Pension [Rule 42]

When the Pension Sanctioning Authority has reasons to believe that an employee is suffering from a contagious disease or physical or mental disability or infirmity, which adversely affect the duties assigned to the person, he may be retired from service on invalid pension. The Medical Examination can be conducted on the application of the employee, also. The person will be invalidated from service from the date as specified in the Medical Certificate, and pension is granted accordingly. A weight age towards qualifying service up to 5 years is allowed, and the total Q.S thus arrived at, should not be beyond the date of superannuation and should not be more than 30 years.

Superannuation Pension [Rule 55]

This is the pension on the compulsory retirement from service at a particular age. Every retirement will take effect on the afternoon of the last day of the month in which the date of birth of the officer comes off. If the date of birth is on the first day of the month, the retirement will be on the afternoon of the previous day. In the case of date of birth on a day other than the first day of the month, the retirement will be on the afternoon of the last day of that month.This extended period of service will be reckoned for all service benefits such as pay, DA, increment, higher grade, promotion, earning of leave and pensionary benefits

Retiring Pension [Rule 56]

An employee who has completed 20 years of Q.s is eligible to retire voluntarily from service. The person concerned must give notice at least three months before the date on which he desires to retire. The 'three months notice' is relaxed in deserving cases. A weightage up to 5 years is allowed towards Q.s.; and the Q.S. after adding weightage shall not be more than 33 years and that should not go beyond the original date of superannuation. When permission to retire from service is issued, it will become effective and accordingly the person will be relieved from the post, he is holding. Permission to retire voluntarily from service will be issued only after the service of the person is got verified by the Accountant General. A Government employee who is on LWA under R.88 or Appendix 12 A or 12C is also eligible to retire on retiring pension. For details see G.O (P) 62/2010/Fin. dated 10.02.2010. This rule has effect to from 9.3.2010.